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Brian and Jery, REALTORŪ, real estate agents and broker for Washington, D.C. and Alexandria Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Washington, D.C. and Alexandria Virginia home buying, real estate listings, and homes for sale in Alexandria County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Washington, D.C. and Alexandria REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Brian and Jery, REALTORŪ, real estate agents and broker for Washington, D.C. and Alexandria Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian Hong and Jery Beamer
Long and Foster Realtors

400 King St
Alexandria, VA. 22314
Alexandria Office: 703-683-0400
Brian Hong Direct: 703-518-8738
Brian Hong Mobile: 703-929-5764
Jery Beamer Mobile: 703-929-5763
Jery Beamer Direct: 703-518-8737
Email: brianandjery@NUMBER1EXPERT.com
Brian: brian.hong@LNF.com
Jery: jery.beamer@LNF.com

Brian Hong and Jery Beamer are a Top Producing real estate team in the DC Metro area based in the Alexandria Old Town Historic District and Georgetown Sales offices. They have a combined experience of over 37years of serving the real estate public. The client always comes first, and their repeat business and referrals attest to this.

Equal Housing GRI MLS REALTOR


Long and Foster Realtors real estate and homes for sale in Washington, D.C. and Alexandria Virginia

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