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Brian and Jery, REALTORŪ, real estate agents and broker for Washington, D.C. and Alexandria Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?

A 
The "Linear City" of Malasia is currently the longest.
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Brian and Jery, REALTORŪ, real estate agents and broker for Washington, D.C. and Alexandria Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian and Jery
Long and Foster Realtors

328 N. Royal St.
Alexandria, VA. 22314
703-518-8738
703-929-5764
703-624-0899
Fax: 703-519-7771
Email: brianandjery@NUMBER1EXPERT.com

Brian and Jery are a Top Producing real estate team in the DC Metro area based in Old Town Alexandria. They have a combined experience of almost 25 years of serving the real estate public. The client always comes first, and their repeat and referrals attest to this.

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Long and Foster Realtors real estate and homes for sale in Washington, D.C. and Alexandria Virginia

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